Börsenlexikon: Asset Allocation

Asset allocation is the structuring of an asset across different asset classes. The aim is to control the return and risk through broad diversification (broad spread) in different securities (e.g. equities, bonds, real estate, commodities, etc.) through asset allocation. In particular, the aim is to minimise risk through broad diversification with a return to be achieved. That is, not only different securities, but also different sectors (or different countries) are considered in the selection. But, it should be noted: "Do not put all your eggs in one basket". The desired investment objectives should then be pursued and achieved through targeted shifts within the portfolio. Asset allocation is particularly suitable for longer-term investment horizons.